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Home Affordable Refinance Program - CDPE

Home Affordable Refinance Program …
Are You Eligible?

If you are unable to lower the interest rate on your mortgage (possibly due to decreased home value), but you are caught up on your mortgage payments, the Home Affordable Refinance Program (HARP) may allow you to refinance.

Are you eligible? Take this short survey to find out:

Question Answer
1. Is the mortgage owned or guaranteed by Freddie Mac or Fannie Mae?  
2. Was the mortgage sold to Fannie Mae or Freddie Mac on or before May 31, 2009?  
3. Has the mortgage been refinanced under HARP previously?  
4. Is the current loan-to-value (LTV) ratio greater than 80%?  
5. Are you current on the mortgage and have you been paying on time for the past 12 months?  

Enter your information below and click "SUBMIT" to find out if you are eligible.*

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*Information in this survey sourced from Making Home Affordable website, available here:

How to Recognize a Mortgage Scam

You might be a victim of a scam if:

  • You are told you will get a federal incentive to walk away from your mortgage
  • You are asked to pay upfront for counseling
  • You are pressured to sign papers immediately
  • You are asked to sign your house over to a company or person who is not working with your mortgage company
  • You are asked to make a mortgage payment to someone other than your mortgage company without their approval
  • You are guaranteed a successful short sale or mortgage modification
  • They claim to be a representative of the federal government

If you believe that you are a victim of a scam, you should contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or visit their Complaint Assistant

The information provided in this webpage is based on government documents, which are subject to change. Therefore, the Distressed Property Institute, LLC, and the agent featured on this page, cannot be held responsible for the accuracy of the information provided here. This survey can help you determine the likelihood of your eligibility, but only the servicer of your loan can tell you if you qualify.

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Learn how agents with the Certified Distressed Property Expert® designation are best suited to help distressed homeowners.
Peter Andreasian
EXIT Realty Universal
10 Bond Street
Great Neck, NY 11021
(516) 487-5432